Dolmen Residential Let Insurance
Residential landlord insurance for brokers placing let property risks
Dolmen Residential Let is a specialist landlord insurance product designed for brokers arranging cover for single residential let properties in Ireland. The policy provides protection for buildings, landlord contents, and liability exposures, giving brokers a comprehensive solution when placing residential rental risks.
Underwritten by AXA Insurance dac, the scheme offers competitive cover limits and flexible underwriting to support a range of tenant types while maintaining clear policy terms and reliable claims handling.
Who this product is designed for
Dolmen Residential Let is suitable for brokers arranging insurance for landlords who rent out residential properties.
Typical placements include:
- Single residential investment properties
- Standard construction homes let to tenants
- Landlords requiring buildings and optional contents cover
- Property owners seeking liability protection for rented homes
The policy is designed to help brokers place residential landlord risks efficiently, with structured cover for both the property and associated liabilities.
What the policy covers
The Dolmen Residential Let policy protects residential rental properties against a wide range of insured events, including:
- Fire, lightning and explosion
- Storm, flood and weight of snow
- Escape of water from plumbing systems
- Escape of oil from heating installations
- Theft or attempted theft
- Subsidence, heave or landslip
- Malicious damage and vandalism
- Falling trees, poles or aerials
These covers apply to buildings and contents depending on the sections selected in the policy schedule.
Important Documents
The Policy Wording outlines the full terms, conditions, cover sections, exclusions, and policy limits, helping brokers understand how the Dolmen Residential Let product operates.
The Policy IPID provides a standardised overview of the main policy features, cover sections, exclusions, and limits to help brokers quickly understand the Dolmen Residential Let product.
Buildings cover
Buildings insurance protects the physical structure of the rented property and associated domestic structures.
Key features include:
Buildings cover up to €1,250,000 sum insured
Domestic outbuildings including garages and greenhouses
Alternative accommodation or loss of rent up to 20% of the buildings sum insured
Trace and Access cover up to €750
Fire brigade charges up to €1,000
Cover for accidental damage to glass and sanitary ware
The policy also includes legal liability protection up to €3 million for accidents involving members of the public or domestic employees.
Contents cover
Where selected, contents insurance protects landlord-owned contents within the property.
Typical cover includes:
- Loss or damage to contents in the property
- Theft of belongings inside the home
- Replacement locks following theft or loss of keys
- Fire brigade charges up to €1,000
- Cover for contents stored temporarily in furniture storage facilities (up to 20% of the contents sum insured)
This section provides additional protection for landlords who supply furnishings or appliances within the rental property.
Liability protection
The policy includes legal liability cover up to €3 million where the property owner becomes legally responsible for bodily injury or property damage arising from the premises.
This protection helps safeguard landlords against claims from tenants, visitors, or third parties relating to incidents occurring at the insured property.
Important policy considerations
As with most residential property insurance, certain conditions apply.
For example, some covers may not apply if the property becomes unoccupied for more than 35 consecutive days, including theft, vandalism, escape of water and glass damage.
Brokers should also ensure that:
Buildings sums insured reflect the full rebuilding cost
Tenant type and occupancy details are disclosed accurately
Any changes to the property or tenancy arrangements are notified promptly
Full policy terms and conditions are available within the policy wording.
Why brokers place business with Dolmen Residential Let
Dolmen Residential Let offers brokers a straightforward solution for arranging landlord insurance with a recognised insurer.
Key benefits include:
Buildings cover up to €1,250,000
Liability protection up to €3 million
Optional contents cover for furnished properties
Loss of rent or alternative accommodation protection
Competitive scheme arranged through Dolmen Underwriting
The product is designed to support brokers placing standard residential landlord risks with reliable underwriting support.
Specialist Underwriting Support
Work directly with experienced underwriters who understand complex risks and provide practical solutions for brokers.
Flexible Product Solutions
Access a growing portfolio of specialist insurance products designed to help brokers place non-standard and niche risks.
Trusted Industry Experience
Benefit from decades of underwriting knowledge and strong relationships across insurers and broker partners.
Affordable Home Insurance That Doesn’t Cut Corners
Choosing the cheapest policy isn’t always the best option. At Dolmen, we look beyond the premium to find you quality home insurance that actually works when you need it. Whether you’re insuring a family home, an apartment, or a property you rent out – we’re here to find the right protection for your lifestyle and budget.
We search the market, explain your options clearly, and help you save where it makes sense – all while ensuring you’re fully covered.
Why Choose Dolmen for Your Home Insurance?
- Decades of experience in the Irish insurance market
- Independent advice and access to top Irish and UK insurers
- Personalised service with real people – not just a website
- Excellent customer support throughout your policy
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Underwriting Solutions Brokers Can Trust
If you would like to arrange cover under the Dolmen Residential Let scheme, contact the Dolmen Underwriting team or submit an enquiry using the form on this page.
Our team can assist with underwriting criteria, eligibility, and placement support.