Professional Indemnity Combined Insurance
Specialist professional indemnity combined insurance for brokers placing technology, media and professional service risks
Dolmen Underwriting provides access to a Professional Indemnity Combined insurance solution designed for brokers placing a wide range of professional service risks under one policy.
This product offers protection against claims arising from professional negligence, errors, omissions, and advice, with the added benefit of combined cover extensions. Policies can include worldwide jurisdiction with US exposure, supported by A-rated insurers.
Who this product is designed for
The Professional Indemnity Combined scheme is suitable for brokers placing cover across a broad range of modern and specialist professions.
Technology Companies
- Software developers and IT consultants
- Systems integration and network management
- Data hosting, processing and cloud services
- IT security and cyber consultancy
- Hardware design, installation and maintenance
- Internet of Things and control systems
Media & Creative Businesses
- Marketing and PR agencies
- Content creators and digital media professionals
- Film producers, broadcasters and publishers
- Graphic designers and copywriters
- Influencers and social media professionals
- Photographers, videographers and editors
Professional & Miscellaneous Services
- Consultants (HR, H&S, business, environmental)
- Event organisers and training companies
- Market researchers and call centres
- Trade associations and specialist advisors
- Loss assessors, mediators and agents
Recruitment Agencies
- Permanent recruitment (all sectors)
- Professional / white-collar temporary placements
- Limited light industrial placements (underwriting dependent)
Medical & Specialist Risks
- Medical device distributors and manufacturers
- Contract manufacturing organisations
- Businesses servicing or maintaining medical equipment
What the policy covers
The Professional Indemnity Combined policy is designed to protect businesses against financial loss claims arising from professional services.
Key cover includes:
- Professional negligence, errors and omissions
- Breach of professional duty
- Civil liability arising from advice or services
- Legal defence costs and expenses
- Contractual liability (where applicable)
- Intellectual property exposures (subject to terms)
- Worldwide jurisdiction (including US exposure, subject to underwriting)
The policy can be tailored depending on the trade, exposure, and risk profile.
Why this cover is important
Professional service providers face increasing exposure to claims relating to:
- Incorrect advice or recommendations
- Failure of systems, services or deliverables
- Breach of contract or professional duty
- Intellectual property disputes
- Client financial loss arising from errors
Even where services are provided without charge, claims can still arise. Professional Indemnity cover is essential to protect against costly legal actions and reputational risk.
Important Documents
The proposal forms below capture the key underwriting details required for each trade category, helping brokers submit risks efficiently and obtain terms.
The Proposal Form captures key risk and underwriting details for technology businesses, helping brokers submit enquiries and obtain Professional Indemnity terms.
The Proposal Form gathers underwriting information for media and creative businesses, supporting placement of Professional Indemnity combined cover.
The Proposal Form outlines the required risk details for professional service firms, enabling accurate underwriting and quotation.
The Proposal Form captures staffing structures, placements, and operational details to support underwriting of recruitment risks.
The Proposal Form provides key information on products, services, and exposure, helping underwriters assess medical and specialist risks.
Underwriting approach
Dolmen Underwriting offers a flexible and solutions-led approach to Professional Indemnity risks:
- Wide appetite across modern professions and emerging industries
- Ability to consider US exposure risks
- Access to A-rated insurer capacity
- Support for complex or non-standard placements
- Broker-led submissions accepted
Each risk is assessed individually to ensure appropriate cover and pricing.
Important underwriting considerations
When placing Professional Indemnity risks, brokers should consider:
- Nature of professional services provided
- Contract terms and liabilities assumed
- Revenue split by activity
- Territorial exposure (including US work)
- Claims history and prior notifications
- Risk management and internal controls
Full disclosure of material facts is essential.
Why brokers place business with Dolmen
Dolmen Underwriting provides brokers with access to a flexible Professional Indemnity solution across multiple sectors.
Key benefits include:
- Broad appetite across technology, media and professional services
- Ability to include US exposure
- Combined cover options for wider protection
- Access to A-rated insurers
- Support for complex and emerging risks
- Broker-focused underwriting and turnaround
This makes the product ideal for brokers placing modern, specialist and evolving professional risks.
Specialist Underwriting Support
Work directly with experienced underwriters who understand professional liability risks and provide practical placement solutions.
Flexible Product Solutions
Access specialist insurance products designed to help brokers place non-standard and niche risks.
Trusted Industry Experience
Benefit from decades of underwriting knowledge and strong relationships across insurers and broker partners.
Affordable Home Insurance That Doesn’t Cut Corners
Choosing the cheapest policy isn’t always the best option. At Dolmen, we look beyond the premium to find you quality home insurance that actually works when you need it. Whether you’re insuring a family home, an apartment, or a property you rent out – we’re here to find the right protection for your lifestyle and budget.
We search the market, explain your options clearly, and help you save where it makes sense – all while ensuring you’re fully covered.
Why Choose Dolmen for Your Home Insurance?
- Decades of experience in the Irish insurance market
- Independent advice and access to top Irish and UK insurers
- Personalised service with real people – not just a website
- Excellent customer support throughout your policy
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Get cover for unique or hard-to-insure homes, from bespoke builds to unusual materials.
Specialist home insurance designed for houses with flat or partially flat roofs.
Protect your listed or period home with tailored cover that respects its heritage.
Comprehensive protection for landlords with one or more rental or investment properties.
Insurance for homes under renovation – stay protected while you build or restore.
Specialist insurance for historic and heritage homes, preserving Northern Ireland’s architectural charm.
Flexible, affordable cover for mobile homes and holiday lodges across Northern Ireland.
Place Smarter Faster with Dolmen
Underwriting Solutions Brokers Can Trust
If you would like to arrange cover under the Professional Indemnity Combined scheme, contact the Dolmen Underwriting team or submit details of the risk for review.
Our team can assist with underwriting guidance, eligibility checks, and placement options.